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US Casinos Accepting Bank Wire Deposits

Bank WireA Bank Wire (or Bank Transfer) allows online slots players to transfer funds direct from their current/checking accounts to their gambling accounts instantly.

Think of it like paying a person or bill; the money will simply go straight to your casino account without using a credit or debit card.

With online banking used by so many people these days, Bank Wires are a convenient way of transferring money. But fees, lengthy processing times, and high deposit minimums can be a turn-off for some players. If you don't want to use your credit or debit card, however, it can be a great way of funding your slots play.

At a Glance

Bank Wire Pluses

  • Transfer funds straight from your bank account without a card
  • Fees are usually free for US deposits
  • Enjoy top-end online security

Bank Wire Minuses

  • Withdrawals can take a week or longer
  • Players must have online banking
  • Fees usually apply when making withdrawals

Typical Deposit Times: 2-10 business days

Typical Withdrawal Times: 2-10 business days

US fees: Free for deposits

How Bank Wires Work

Making secure deposits into a casino account is simple: visit the casino Cashier, select the Bank Wire/Bank Transfer option, and take a note of the casino's bank account details (Swift Code, Account Number, IBAN Number, Bank Address, etc).

Completing the transaction means logging on to your bank account online, and sending a cash payment to the casino. It may also mean setting up a new recipient in your online banking address book, which can take a while to process.

Once you've created a new recipient, make sure your casino username is the 'reference' so the funds go to the right account. After a few days, your funds will appear in your gambling account.

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Fees and Processing Times

Fees via bank wire are generally free, but check with your bank first before sending money. While recommended US-facing casinos accept bank transfers in GBP, USD and Euros, if you're living overseas and converting currency, you may have to wait longer to see your cash in your account.

For US players depositing to US casinos, 1-3 business days is a standard processing time. Withdrawals times can be much longer - up to 10 days - so make sure you aren't in a hurry for your money. A fee may also apply when cashing out to your bank account.

Benefits and Drawbacks

If you don't have a debit or credit card, the benefits of a bank wire are obvious: players can transfer funds easily and quickly direct from their current accounts without whipping out the plastic. In addition, you can enjoy the same top-level security that your bank uses as if you were sending a friend money or paying a bill.

And with no cards, there's no having to trust the casino with your personal card data.

There are downsides, of course: bank wires tend to have a longer processing time than e-wallets or debit cards. 2-3 business days to make a deposit or withdrawal aren't uncommon, but some slots casinos allow fast transfers.

You may also have to deposit a big amount all at once, so always check the Cashier to see what the minimum limits are. $100 as a minimum deposit aren't uncommon. And if you're setting up multiple casinos as recipients, you'll have to factor the time in when doing your online banking.

Bank Wire Transactions For Foreign Players

Because banks are dealt with directly with gambling deposits, foreign players' ability to transfer money from their bank accounts depends on the country laws where they are.

For US casino players in newly-regulated states like New Jersey, bank wires are possible as long as the 'bill pay' function is activated. This allows American casino players to make online payments quickly and easily.

The range of participating banks will also be limited, so it's worth checking the casino Cashier first to make sure your bank will play ball. In addition, some foreign banks may incur a charge if you're transferring funds to an overseas site account.

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